Privacy Policy. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Depending on your card provider, you may initiate the process online or over the phone. You can then see what Android version youre on. MoneyGeek experts analyze the spending trends of Americans by relying on data provided by the Bureau of Labor Statistics (BLS). One may also ask,do pensioners get free train travel in . How to Process Credit Card for Consumers & Merchants? A reserved V/Line paper ticket can be replaced before your day of travel at any staffed V/Line station, once you complete a V/Line Passenger Refund Application Form. <>/BS<>/F 4/Rect[309.25 205.16 568.9 217.81]/StructParent 4/Subtype/Link>> 0000001076 00000 n
If you top-up your Myki via online or phone (NOT over-the-counter or at a vending machine) but then you don't use the card within 90 days, then you may have some issues. The lost card will be blocked and a replacement card mailed to you within 10 business days, with the remaining balance transferred to your new card. EDIT; The card that I want to transfer FROM was lost and it was de-activated.
How to pause your Myki or get your money refunded while you're stuck at No. You probably want to transfer a balance to save money not spend more. <>stream
It takes longer to get through the platform barriers than it did under Metcard, you are charged for the physical card separately to the fare for travel, the much-touted advantage of "touch on and touch off for the lowest fare" adds no value for the hundreds of thousands of regular commuters who use monthlies or yearlies, the scanners can tell when you touch on with multiple cards but not that one of those cards is a Myki and the rest are not, you can't tell with a glance at your card when it expires, the top-up machines take for-fucking-ever to process a transaction, and amongst other things if you want to transfer funds from one Myki to another, you have to print out a form and send it via mail to them! Enter the name on the account, account number and payment address of the creditor you want your debt transferred from. You may also receive a letter confirming the balance transfer.
If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. Start the process by listing out your current credit cards, writing down each . %%EOF If you're undertaking a factory reset, software update or uninstalling and reinstalling Google Wallet, you'll need to take the following steps first: Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets. How does sending them a letter telling them to transfer the money make a difference then if they don't have my card? <>/MediaBox[0 0 594.96 842.04]/Parent 29 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> A 2 hour fare is extended when travelling to and from regional Victoria, find out more at Regional fares. 0000012144 00000 n
Melbourne commuters to use their phones as a Myki, but only if they're They actually can transfer your funds really easily but you need to get a case created. To keep travelling with auto top up or Auto-load, youll need to set it up again. Only time I had to was when my original myki was expiring.
Myki - Got Fine for Low Balance - OzBargain Forums How balance transfers work They also monitor over 1,600 consumer credit cards to simplify how our readers look for suitable alternatives according to their specific requirements. As a security measure, we don't allow payments via Mobile myki using anything other than a VISA/Mastercard. I understand your frustration, especially when it's something that can be done quickly. Why are the PTV and Victorian Minister for Transport allowing Myki to get away with this? Once your phone has rebooted, go to Mobile myki within Google Wallet. Learn About Balance Transfer Credit Cards, According to Chase, it processes most balance transfers "within a week, but in some cases it can take, Balance transfers from American Express usually take 5 to 7 days, but in some cases, they may take. <>stream
My Myki expired and had like $6 on it, i went to ticket booth, was given a new myki and they transferred the balance from the old card whilst I waited, took less than a minute. 182 0 obj Check your phone to make sure you're connected to WiFi or mobile data. But what if the amount is comparable to or less than the postage? Why do we have to put up with a 1970s level of customer service when it comes to transferring or withdrawing our own unspent money? It has a 256-day expiry and credit is rolled over if you renew before the expiry. In addition, it is not any companys responsibility to ensure all questions are answered. Key points: A third of Melbourne's public transport users will be able to use the app The Government is in talks with Apple to develop an iPhone version That said i have a stack of Opal cards, because sometimes I leave my main card in another pocket or bag and also got spares for friends visiting from Overseas. No. What is the glossary of common credit card terms? Can I use Mobile myki on my Android phone? This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. This question is about Synchrony Bank Credit Cards. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, Instantly top up via the PTV app by scanning your myki card. Refunds cannot be issued for less than $5. We're working to improve the messaging.
About Myki cards & Mobile Phone SIM cards - Melbourne Forum What happens to your credit card after a balance transfer? What are the best business credit cards for cash back? I haven't worked at myki for a year so my info might be wrong but i think that form your sending in is a refund form. This is regardless of whether there is a myki pass or existing fare on the myki. If you transfer the total amount to a new card with a credit limit of $10,000 and close both your old accounts, your credit utilization ratio increases to 50%. Would be easier if they would transfer the balance onto an existing card, but hopefully that's coming. <>/BS<>/F 4/Rect[26.1 186.97 137.65 203.87]/StructParent 3/Subtype/Link>> 216 0 obj replacement card and to organise a balance transfer from your old myki to your new one. For example, if you get a balance transfer card with a credit limit of $10,000 and use it to make a $1,000 purchase, your available credit limit drops to $9,000. What Happens to a Student Credit Card After Graduation? WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. Student passes and concession cards cant be replaced online or over the phone. You can also request up to two years of travel and transaction history by calling1800 800 007. Log into your Barclaycard online servicing account or use the Barclaycard app to see if you have an offer available. Your first touch on creates a 2 hour fare. Can someone explain why this isn't possible? hb```* wAbl,>|``8ux
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#}){4Pcl;]xLy@ =M Once a card provider approves a balance transfer request, it may pay the credit card issuer mentioned in your application automatically or send you a check. The most upsetting part about myki is the initial card cost, which is far more than it costs to manufacture. Commuters in Victoria are calling for an overhaul of the Myki system after learning there is almost $80 million worth of unused credit sitting idle. Music:. Transfer your balances to the card with the best offer or your new card. xref
How to Transfer a Credit Card Balance to Another Card You will need to provide identification to show that you are the registered myki card holder. If you require a replacement Free Travel Pass, visit us at the PTV Hub at Southern Cross Station or call us on 1800 800 007, Refunds, compensation and replacement tickets, Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Making a change to your myki due to coronavirus (COVID-19). You start by buying a $5 SIM and then add PAYG credit that can be purchased in $15, $25, or $35 amounts.
Or maybe would it be possible to get them to send me a new card with all the balances I have on every card be transferred to that new card? Personal Credit Cards? A balance transfer lets you use a credit card to pay debt on another credit card. Contact us to request the transfer.
PDF Guide to balance transfers and refunds - TransLink Enter your card number and other required information.4 The call centre staff member told me "we're not a financial institution so it's not that simple". As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. Does a balance transfer happen automatically? Upon approval, your new card provider might pay your old card provider directly or send a check to you. Remember that the total amount you transfer needs to remain less than the available credit limit of your new card. . endobj 1. No. <>/Metadata 30 0 R/Pages 29 0 R/StructTreeRoot 32 0 R/Type/Catalog/ViewerPreferences 180 0 R>> A subreddit for Melburnians and Melbourne enthusiasts! This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. I don't think we'll find out why the OP wanted to transfer balances as they haven't logged into Whirlpool for a year and a half. Within the phone, go to Settings > Connected devices. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Pay down this card's balance quickly to improve your credit. Easy, and only required every three years!!
How to transfer a balance to a Capital One credit card Do Not Sell or Share My Personal Information. I have had a myki card virtually since the start date. Once it's transferred to another device, it will no longer be available on the original device. New comments cannot be posted and votes cannot be cast. For a bus anyway. You can register your Mobile myki via Register your myki. How to Add Authorized Users & Employee Cards on a Business Credit Card? There is no principle.
How To Do a Credit Card Balance Transfer in 8 Steps They're talking bullshit. 0000001798 00000 n
Your Mobile myki expires after two years.
About Myki cards & Mobile Phone SIM cards - Tripadvisor For the amount of money that has been put into developing the system I'd think something as basic as that should be possible.
Victoria's myki public transport card could be scrapped by end of 2023 A Mobile myki expires after two years. Paying off a balance transfer is a huge accomplishment and will positively impact your financial future. To check if you're eligible to travel on a concession myki, see Concessions and free travel. Public transportation passes transfer on Google Pay android phones. 0000004139 00000 n
Got a replacement at Cheltenham station and balance including auto top-up from 2 minutes before was transferred to new card. Your Victorian Student Pass or PTV School Student ID can be replaced on the spot at the location it was issued. What credit cards don't require a deposit? Select the 'Activate' option. How Many Credit Cards Should a College Student Have? Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. <>/BS<>/F 4/Rect[91.995 203.87 285.75 216.51]/StructParent 2/Subtype/Link>> My child lives in the region, so I was able to order a new card, have the balance transferred from expired car to the new card, and the new card has been delivered via . You can replace some types of tickets if they are lost or stolen. I called them up, explained the situation, verified my ID by address and DOB, gave them the myki card numbers of all 3 cards and successfully transferred the balance to my new card without any hassle at all. Credit cards may set a minimum balance transfer fee of $5 or $10. Transfer your physical travel card to your iPhone On your iPhone, open the Wallet app. 0000006952 00000 n
How To Transfer A Credit Card Balance To Another Card. Only Mobile myki has the ability to charge you a fare via a myki device. Back story: I lost my Myki which had ~$26 left on it on Friday afternoon. The primary benefit of a 0% balance transfer credit card is the 0% introductory APR offer. In a statement yesterday, the Transport Ticketing Authority said Mr Miners was leaving his job "by mutual consent"."
Balance Transfer Calculator: How Much Can You Save With A Balance I need to transfer a balance from one credit card to another credit If you buy a myki from a retailer, ticket office window or myki machine or buy a Mobile myki, it's unregistered. Enter your cell phone number and well send you a link to install the WalletHub app.
If you're travelling on a concession fare, you must make sure you hold the correct concession entitlement.
Top up myki | Service Victoria Standard message rates apply. Your Mobile myki expires after two years. Carrying out multiple transfers to a single credit card may affect your credit score by increasing or decreasing your credit utilization ratio (the percentage of the amount youve borrowed from your total available credit). Now you cannot access it on your original device. If you get a 0% balance transfer offer on a new credit card, with a one-year promotional period, then you can move your $5,000 . Whats the Difference between Business Line of Credit vs. Business Credit Card? My old one is registered and everything with my account but there seems to be no way to import that one in. How many level crossings could have been grade-separated with that money?
How do I get a refund for my Myki card? - Melbourne Forum Check that NFC is enabled on your phone. If you get a new card with a 0% APR offer on balance transfers, you might need to initiate the process within a stipulated time frame to make use of the offer. Can You Pay Your Taxes With a Credit Card? Save on interest charges by transferring your high-rate balances to your COPFCU Visa Credit Card. Registering your myki is a good idea because if it's lost or stolen you can report it so that your balance can be frozen. These are the eight most commonly purchased myki Passes. They could have at least have forms on their website to print and send. On your new phone, download Google Wallet and set it up with your same account details. My Myki was due to expire after three years. If the card is unregistered you cannot recover the myki money. Carrying that balance is costing you $1,000 a year in interest. <> Tell us how much you're transferring and which card you're transferring from - make sure you have your card details to hand. What to Do If You Cant Get a Student Credit Card? Balance transfers usually go through in five to seven days, although they may take longer. This resets the fare expiry and gives you more time to complete your journey. You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. If you use an international Mastercard/Visa card to purchase and top up your Mobile myki, you'll have to visit the PTV Hub at Southern Cross Station to request a refund. There must be hundreds of thousands of Myki card balances in this situation, if not millions. The process begins when you submit a balance transfer application. Only needed to log on and change auto top-up to new card. <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream
Step 3: Review Card Offer Terms.
Balance transfer from Lowe's to another card? - myFICO Forums Tap Continue. For example: replacing a full fare myki with another full fare myki, or a student concession myki with another student concession myki, or a seniors concession myki with another seniors concession myki. View all transactions related to your myki for the previous 6 months, select your myki then select Activity. Find out how much to top up at Fares. Pick a card that waives the balance transfer fee. Remember to top up with enough money to pay for your entire journey. If your myki has expired, or is due to expire within 60 days, you're entitled to an on-the-spot replacement. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. endobj Save Big With Low-Rate Balance Transfers. A balance transfer might fail if the amount you wish to transfer exceeds your available credit limit, if you initiate the transfer after the time period mentioned in a balance transfer offer or if youre trying to transfer a balance from a card issued by the same card provider. Transferring balances from multiple credit cards to a single card to consolidate your debt might work well if you have a concrete payment plan in place. Thats fucking stupid, that means each touch on has to have a processing unit to determine distance traveled and amount charged. Tap the Add button . Im sure Myki could add this capability to their website if they cared to. Aspects that need your attention include: Make a selection based on whether you might benefit more from getting a card with a time-based 0% APR offer or one that comes with a low regular APR.
Wells Fargo Credit Card - Balance Transfer - Wells Fargo Balance transfer fees may apply. Sorry, the Seniors Card program cannot replace lost myki cards. If you're still travelling after 2 hours, you'll be charged a daily fare. The balance of any myki pass or myki money will be transferred to your new card five (5) days after your current myki card has expired. damage that exceeds normal wear and tear. Yes, you can transfer your American Express balance to another credit card as long as it is issued by a different credit card company. To replace your myki online, you must be requesting the same fare concession type as your original myki. What kind of retarded system is this? You need to submit a balance transfer application that is subject to approval. 0000003014 00000 n
If you're entitled to these additional benefits, you can access them by using your myki smartcard. Auto-load is the same as auto top up. You can transfer the balance from one credit card to another by following these steps: Select the Plus icon (+) on the Toolbar. On occasion, there is a small (< $10) balance leftover, which expires after a couple of years. What are the best credit cards for bad credit with no deposit and instant use? I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. With banks allowing customers to transfer thousands of dollars online between their accounts, there's no excuse for this money-grubbing by the Myki corporation. If your phone battery dies, you'll need to charge your phone or purchase a physical myki card to travel on the network. If you register your myki, you can set Auto Top Upand manage your myki. myki Pass Great if you travel often and on consecutive days. After all, I was going to pay more money as opposed to the concession rate. You can only have your Mobile myki active on one device at a time. Unless there is anything special in what you need, I would think that most people only need one or two myki cards. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. John Miller, Credit Cards Moderator. If youre already an existing customer, then there is no incentive for Synchrony to allow you to transfer a balance between two accounts of their own. Considering myki was designed by idiots and designed for idiots, it's a miracle that it actually functions at all.
Mobile myki Frequently asked questions - Public Transport Victoria 187 0 obj This is how I feel when people ask if I can fax them a form. 180 0 obj JavaScript must be enabled to use this site.We're sorry for any inconvenience. 0 Now, on the form it says I need the card to be re-imbursed. I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. From the "I Want To" drop down menu, find "Transfer a Balance.".
Myki - grabbing unclaimed money - Public Transport - Whirlpool.net.au How are Banks Adapting to Meet New Needs Because of Coronavirus?
Myki | Youth Central This is the case for all major credit card issuers. You can read the Terms of Service online. I'm glad I don't need to catch public transport anymore. For instance, your applications for new cards and balance transfers remain subject to approval. 215 0 obj Load money onto your card and myki will calculate the lowest fare based on the zones you travel through, with access to access 2-hour and daily fares. Auto top-up: If you have auto top up on your original myki, this service will not be transferred to your new replacement myki. Hire the best financial advisor for your needs. A balance transfer does not happen automatically. Try hovering the phone just above or near the reader, rather than touching the phone on the reader.